Unsecured Personal Loan

An Installment Loan with
No Collateral Required[1]

You must be enrolled in PNC Online Banking and have an eligible PNC personal checking account to apply.[2]

Personal Loan Rates[3]

APR Ranges From$5,000 - $9,999.99$10,000 - $14,999.99$15,000 - $35,000
12, 18 or 24 Months9.99% - 23.69%9.74% - 23.44%6.99% - 20.69%
30 or 36 Months10.54% - 24.24%10.29% - 23.99%9.19% - 22.89%
42 or 48 Months11.34% - 25.04%10.39% - 24.09%9.49% - 23.19%
60 Months11.59% - 25.29%10.49% - 24.19%9.59% - 23.29%

Rates include a 0.25% automated payment discount. Lowest rates for well-qualified applicants. The APR you qualify for will depend upon credit qualifications and other factors.[3]

A Flexible Borrowing Option

A Personal Loan provides you access to the money you need without using your property as collateral.

No Prepayment Penalty

No origination or application fees.

No Collateral Required

No need to secure with your home or savings.

Choose Your Amount

Loan amounts between $5,000 and $35,000.

Personal Loan At a Glance

Minimum Loan Amount$5,000
Maximum Loan Amount$35,000
CollateralNone
Terms AvailableVarious repayment terms
Payment FrequencyMonthly
Prepayment Penalty
None
Application Fee
None
Origination Fee
None

Start Your Application Today

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Frequently Asked Questions

A Personal Loan provides you access to the money you need without using your property as collateral. You receive funds in one lump sum and pay it off through monthly payments over a fixed term of your choosing.

Funds are typically deposited to your PNC checking account within 1 business day of signing final loan documents.

Various factors are considered to qualify for a loan including credit history, length of employment, and citizenship, among others.

Insights

Borrow

What Can Personal Loans Be Used For?

Personal loans can be used to fund a range of plans and projects. Learn more about when to consider a personal loan to meet your financing needs.

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Borrow

Personal Loan vs Home Equity Loan: Key Differences Explained

Not sure whether to choose a personal loan vs home equity loan? Discover the main differences and which option is right for you.

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Borrow

Secured vs. Unsecured Loans: What Borrowers Need to Know

Understand the key differences between secured vs. unsecured loan, including pros, cons, and how to choose the best option for your needs.

7 min read

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