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Unsecured Personal Installment Loan

A Personal Unsecured Installment Loan provides you access to the money you need without using your property as collateral[1]

 

Apply Now

 


Unsecured Personal Installment Loan

A Personal Unsecured Installment Loan provides you access to the money you need without using your property as collateral.[1]

Check Current Personal Loan Rates*

Fixed rate as low as

9.24% APR[2]

Rate based on 36 month term and minimum loan amount of $15,000

Check Loan Options & Rates

Checking rates does not impact your credit score [3]

A Flexible Borrowing Option to Consolidate Debt or Make a Large Purchase[4]
No Prepayment Penalty

And no application or origination fees.

Choose Your Amount

For loan amounts between $1,000 and $20,000.

No Collateral Required

No collateral required for unsecured loans.

A Flexible Borrowing Option to Consolidate Debt or Make a Large Purchase[2]
No Prepayment Penalty

And no application or origination fees.

Choose Your Amount

For loan amounts between $1,000 and $35,000.

No Collateral Required

No collateral required for unsecured loans.

The Unsecured Personal Loan at a Glance

Trusted for 160 Years

PNC offers solutions that can help you confidently navigate your finances during any phase of life.

Let us help you gain the confidence you need to make important financial decisions for you and your family.

Learn More About Us »

Setting up, funding and accessing your funds is simple and safe:

Minimum Loan Amount $1,000
Maximum Loan Amount $20,000
Collateral None
Terms Available Various repayment terms available
Rate Fixed
Payment Frequency Monthly
Prepayment Penalty No
Application Fee No
Origination Fee No

The Personal Installment Loan at a Glance

Minimum Loan Amount $1,000
Maximum Loan Amount $35,000
Collateral None
Terms Available Various repayment terms available
Rate Fixed*
Prepayment No prepayment penalty
Payment Frequency Monthly

How to Apply for a PNC Personal Installment Loan

It's easy to apply and here's what you'll need to quickly complete the application:

  • Applicant’s full legal name, social security number and date of birth
  • The dollar amount that you would like to borrow
  • One form of photo ID (driver's license, state-issued ID or US passport)
  • Previous address, if at current address less than two years
  • Your annual income and any other income to be considered

If you are applying with a co-applicant,
you will need their:

  • Current address and previous, if less than two years
  • Annual income and any other income to be considered

 

Apply for a Personal Installment Loan[3]

Get Started Online

Check Loan Options & Rates

Need Help?

Call 1-877-947-8785

Monday - Friday: 9 AM ET - 9 PM EST
Saturday: 10 AM ET - 5 PM EST
Sunday: 10 AM ET - 5 PM EST

 

Apply for a Personal Installment Loan Today!

Online

Apply Now

By Phone

1-877-225-5762

Mon - Fri: 7am to 10pm ET
Sat - Sun: 8am - 5pm ET

At a Branch

Find a Branch

Is this your zip code?

 Submit

PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
If your zip code above is incorrect, please enter your home zip code and select submit.

 

 

Important Legal Disclosures and Information

1. Credit is subject to approval. Certain restrictions and conditions apply.

2. Annual Percentage Rates: Annual percentage rate (APR) of 9.24% was available as of 7/16/2020 to well-qualified applicants for personal unsecured installment loans in amounts from $15,000 to $20,000 with a 36-month repayment term. The displayed rate is available to well-qualified applicants. Your actual APR may be higher than this rate and will be based upon your credit qualifications, loan amount, repayment term, and number of days to first payment. APRs for loans in amounts from $1,000 to $20,000 with a 36-month repayment term range from 9.74% to 15.74%. Available rates within this range for this repayment term may vary based on loan amount. Other repayment terms available. Rates may vary, and may be higher than this range, based on repayment term. 

Loan Payment Example: The monthly payment per $1,000 borrowed at a range of 9.24% APR to 15.74% APR for the featured term means you would make 36 payments that may range from $31.91 to $35.03 based on 30 days to first payment. APRs disclosed are for the featured loan amount and repayment term. APRs and payments may vary for other loan amounts and repayment terms. Rates are subject to change at any time. Call 1-877-947-8785 to obtain more product and rate information.

3. Credit Inquiries: By accessing “Check Loan Options & Rates” you will be asked to provide some basic information in order to check loan options and corresponding rates that may be currently available. A soft credit inquiry will be utilized to determine if loan options are available. A soft inquiry does not impact your credit score. If you decide to apply for a loan, additional information will be required. Upon submission of an application, a consumer credit report will be requested in connection with your loan request. This credit report request is referred to as a hard inquiry. A hard inquiry may impact your credit score.

4. Loan proceeds cannot be used to pay for post-secondary educational expenses or to refinance student loan debt. For student loan & refinancing options, visit pnconcampus.com.

PNC is a registered mark of The PNC Financial Services Group, Inc. 

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.

 

Important Legal Disclosures and Information

1. Credit is subject to approval. Certain restrictions and conditions apply.

2. Loan proceeds cannot be used to pay for post-secondary educational expenses or to refinance student loan debt. For student loan & refinancing options, visit pnconcampus.com.

*The rates we advertise include a 0.25% automated payment discount. Automated payment must be set up at loan closing to qualify for the 0.25% discount. Discount only applicable as long as payments are set up for automatic payment from a PNC Checking account. The removal of any discount, such as automated payment or employee, may increase the rate. Advertised rates are available to well-qualified applicants. Your actual APR may be higher than the advertised rate range and will be based upon multiple factors such as credit qualifications, loan amount, repayment term (installment loan), current variable-rate index plus a margin (line of credit), automated payment from a PNC Checking account and number of days to first payment. See  "Check Rates" for more details about current rates.

PNC is a registered mark of The PNC Financial Services Group, Inc. 

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.