Unsecured Personal Loan

An Installment Loan with
No Collateral Required[1]

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Check Current Personal Loan Rates*

A Flexible Borrowing Option

A Personal Unsecured Installment Loan provides you access to the money
you need without using your property as collateral.[1]

Pay Off Credit Cards

Moving Expenses

Finance a Major Purchase

Home Improvements

Weddings

Vacations & Travel

Features & Benefits Master

Benefits of a PNC Personal Loan

PNC's advantages of our unsecured installment loan.

No Prepayment Penalty

No origination or application fees.

No Collateral Required

No collateral required for unsecured loans.

Choose Your Amount

Loan amounts between $1,000 and $35,000.

UIL At a Glance Master

PNC Unsecured Personal Installment Loan At a Glance

Minimum Loan Amount $1,000
Maximum Loan Amount $35,000
Collateral None
Terms Available Various repayment terms available
Payment Frequency Monthly
Prepayment Penalty
No prepayment penalty
Application Fee
No application fee
Origination Fee
No origination fee

Calculate Rates & Payments for PNC Unsecured Personal Loans

Estimate the cost of your loan payment using our customizing payment tools.

Debt Consolidation Calculator

Finance a Major Purchase Calculator

How to Apply for an Unsecured Installment Loan

How to Apply Steps - Master

How to Apply for an Unsecured Installment Loan

1

Step 1

What You Need to Apply

Be sure to have the following ready for your application. 

  • Social Security Number
  • Previous address, if at current address for less than two years
  • One form of Photo ID (driver's license, state-issued ID or US passport)
  • Your annual income
  • If consolidating debt: creditor, outstanding loan balance and payment amount

If you are applying with a co-applicant, you will need their:

  • Annual income and any other income to be considered
  • Current Employer
2

Step 2

Complete the Application

Go online and fill out the application with required information.

  • Select the loan amount and repayment term
  • Review loan details including terms and conditions
  • Submit application
3

Step 3

Get a decision within a few days

If approved, you can go to a branch to sign your loan documents and immediately receive your funds. Allow additional time if you choose to request your loan documents by mail.

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Start Your Application Today

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Frequently Asked Questions

A Personal Unsecured Installment Loan provides you access to the money you need without using your property as collateral. You receive funds in one lump sum and pay it off through monthly payments over a fixed term of your choosing.

After you apply, you’ll get a decision within a few days. If approved, you can go to a branch to sign your loan documents and immediately receive your funds. Allow additional time if you choose to request your loan documents by mail.

Various factors are considered to qualify for a loan including credit history, length of employment, and citizenship, among others.

Insights

Borrow

Should I Use A Personal Loan To Pay Off My Credit Card Debt?

Personal loans can be a great way to eliminate high-interest credit card debt. But it’s crucial to know the pros and cons of a loan for this purpose.

4 min read

Borrow

Does a Personal Loan Make Sense for You?

Personal loans may offer advantages for the financially savvy. However, it’s important to weigh the pros and cons.

4 min read

Borrow

What Can Personal Loans Be Used For?

Personal loans can be used to fund a range of plans and projects. Learn more about when to consider a personal loan to meet your financing needs.

7 min read

The SCRA provides financial relief and protections to eligible servicemembers and their dependents.

PNC is grateful for your service and we would like to help you understand your benefits and protections under SCRA as well as other similar benefits that PNC may be able to provide to you.

To find out more, please contact us at:

Phone: 844-PNC-SCRA (844-762-7272)

Fax: 855-568-4532

Email: Servicemembers@pnc.com

PNC Bank
Servicemembers Operations Center, BR-YB58-01-U
PO Box 5570
Cleveland, OH 44101-0570

Is This Your Home Zip Code?

Please enter a valid USPS zip code.

PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
If your zip code above is incorrect, please enter your home zip code and select submit.

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Contact Us

To apply for an Unsecured Personal Loan call us today or schedule an appointment to visit a branch.

Call Us

Monday through Friday: 8 a.m. ET to 9 p.m. ET
Saturday through Sunday: 8 a.m. ET to 5 p.m. ET

Visit Us

Visit us at a branch for more information

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