Borrower must satisfy pre-approval conditions outlined in commitment letter. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions.
Home Loans from PNC Bank
What would you like to do?
Home Loans from PNC Bank
Your Home Lending Headquarters
What Would You Like to Do?
So, You're Looking to Buy a Home?
PNC can help you each step of the process. Read up on the different types of mortgages, check rates in your area or, if you're ready to take the next step, start the preapproval process.
PNC provides the tools and resources you need to complete your home buying journey.
Start here if you:
- Have a home in mind.
- Are looking for a Mortgage Loan Officer.
- Want to see how much you are eligible to borrow.
- Want to learn about different loan types (Conventional, Fixed, Jumbo, ARM, FHA).
Your Perfect Home Starts with the Perfect Plan
Find the home that fits you and your budget. Determine a mortgage payment that you can afford, based on your actual budget and lifestyle. Then start shopping for homes with real‐time rates and loan products.
The Home Insight® Planner can help you:
- Generate home affordability scenarios based on your actual budget information.
- Get a clear view of your spending habits and adjust your expenses so you can find a home payment that works for you.
- Search for homes within your budget and save the ones you like as part of your customized home affordability summary.
- See real-time mortgage rates and learn which mortgage products can make homeownership a reality.
Would you like to explore the opportunities from refinancing your mortgage?
Refinancing can be an opportunity to lower your monthly payments, pay off your loan quicker, or reduce your overall interest expense.
Looking to refinance an existing mortgage? PNC can help you take the next steps in the process. Simply complete a refinance application and we'll be in touch.
Start here if you want to:
- Refinance an existing home loan
- Are interested in lowering your rate and possibly your monthly payments
- Review the benefits of refinancing
- Check rates in your area
Access the Equity in Your Current Home
Working on a home renovation project? Want to consolidate debt? Using the equity in your home is a great way to pay for these larger purchases.
Planning a home renovation project, major purchase or consolidating debt? Learn about PNC's Choice Home Equity Line of Credit and how it can help you meet your financial goals.
Start here if you:
- Need to finance a home improvement or renovation
- Want to make a major purchase
- Look to consolidate debt
- Have needs that may require financing now and in the future
Looking for Help with an Existing Product or Want to Track an Application?
Not sure where to start?
Are you having trouble making payments? If a life changing event is impacting your financial well-being, PNC wants to help. Learn More if You are Experiencing Financial Trouble.
Find our Home Lending customer service information and download the forms you need. View Important Forms.
Refinancing at a longer repayment term may lower your mortgage payment, but may also increase the total interest paid over the life of the loan. Refinancing at a shorter repayment term may increase your mortgage payment, but may lower the total interest paid over the life of the loan. Contact us to discuss the option that best meets your needs.
PNC, PNC HomeHQ, PNC Home Insight, and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has pending patent applications directed at various features and functions of Home Insight Planner and Home Insight Tracker. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
Carrier fees for data usage may apply.
©2024 The PNC Financial Services Group, Inc. All rights reserved.
PNC Bank, National Association. Member FDIC
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