PNC SmartAccess®
Prepaid Visa® Card
An easy way to manage your money for a $5 monthly
service fee.[1]
SmartAccess Prepaid Visa Key Features
Easy Access
- Load funds easily via direct deposit or cash.
- Use everywhere Visa debit cards are accepted.
- Access to your money online, at ATMs and on the PNC SmartAccess Mobile app.[2]
- 24/7 toll free customer service at 866-304-2818.
PNC SmartAccess is a proud partner of Bank On
For meeting National Account Standards, PNC SmartAccess is certified as a low-cost, low-fee account by Bank On.
Easily Use Your Card
Direct Deposit
Set up direct deposit for your paycheck or government benefit payments and get access to your money right away. It's easy to complete PNC's Direct Deposit Form (or use one provided by your employer).
Deposit Cash
Fund your SmartAccess card at any PNC branch[5], PNC DepositEasy℠ ATMs[6], and at any participating Visa ReadyLink retail locations.[7]
Pay Bills*
Quickly and easily pay bills with your card number on your biller's websites or by calling your biller directly.[8]
Bank at PNC ATMs
As a PNC customer, you can access your money fee-free at nearly 60,000 PNC and partner ATMs across the country, as listed in our ATM locator.[9]
Manage & Track
Manage & Track Your Money
Bank Online
Check your balance, view your purchases and monthly statements, manage your alerts and security settings.
Login to Online Banking
Avoid unwanted fees
Fee-free cash withdrawals at any PNC and partner ATM.[9]
Budget
Track your spending to help stay on budget.
Security
Set Up Alerts
Set up email and text alerts[3] and receive notifications for things like deposits, withdrawals and purchases, change in personal information, low balances and more.
Avoid Carrying Cash
More secure than carrying cash. If your card (or its number) is lost or stolen, your money will be replaced if you notify us promptly of its unauthorized use.[4]
So Many Possibilities
The PNC SmartAccess card can be used for so much more to help make your life easier. Use as a primary card or as a complimentary to your current PNC accounts.
Get Started
Apply for a PNC SmartAccess Prepaid Visa Card
Online
At a Branch
By Phone
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