SmartAccess Prepaid Visa Key Features
PNC SmartAccess is a proud partner of Bank On
For meeting National Account Standards, PNC SmartAccess is certified as a low-cost, low-fee account by Bank On.
Easily Use Your Card
Set up direct deposit for your paycheck or government benefit payments and get access to your money right away. It's easy to complete PNC's Direct Deposit Form (or use one provided by your employer).
Quickly and easily pay bills with your card number on your biller's websites or by calling your biller directly.
Manage & Track
Manage & Track Your Money
Avoid unwanted fees
Fee-free cash withdrawals at any PNC and partner ATM.
Track your spending to help stay on budget.
Set Up Alerts
Set up email and text alerts and receive notifications for things like deposits, withdrawals and purchases, change in personal information, low balances and more.
Avoid Carrying Cash
More secure than carrying cash. If your card (or its number) is lost or stolen, your money will be replaced if you notify us promptly of its unauthorized use.
So Many Possibilities
The PNC SmartAccess card can be used for so much more to help make your life easier. Use as a primary card or as a complimentary to your current PNC accounts.
Apply for a PNC SmartAccess Prepaid Visa Card
At a Branch
Scammers and hackers are getting more sophisticated. Use these tips to help protect your personal data and finances.
2 min read
What should you be thinking about today, at this stage of your life, to improve your financial outlook? Get ideas for your 20s through your 70s and beyond.
6 min read
Technology presents opportunities to learn about and manage money.
1 min read
PNC does not charge a fee for the SmartAccess Mobile App. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the SmartAccess Mobile App. Certain other restrictions apply. See the SmartAccess Mobile Service Terms and Conditions for details.
Your wireless carrier may charge you standard text message rates.
Limitations apply. Notify PNC Bank immediately of any unauthorized use. For specific time restrictions, limitations and other details regarding unauthorized use, see your account agreement.
Primarily cardholder only.
Visa ReadyLink merchants may charge a fee for this service.
Although PNC does not charge for these payments, your biller may. Be sure to check with your biller before making payments.
As a PNC customer, there is no ATM surcharge fee for PNC and PNC Partner ATMs. PNC Partner ATMs are not owned by PNC, and may be limited to cash withdrawal functionality.
Apple, Apple Watch, iCloud, Mac, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. iPhone, Face ID, Touch ID and Apple Pay are trademarks of Apple Inc. App Store is a service mark of Apple Inc.
Google Pay, Google Play and the Google Play logo are trademarks of Google LLC.
PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc.
Visa® is a registered trademark of Visa International Service Association and used under license.